Welcome to the fifth edition of The Wealth Manager
Your quarterly update on the issues shaping personal finance, pensions, and long-term planning.
As we move further into 2026, individuals and families are facing a shifting financial landscape - from easing interest rates and persistent inflation pressures, to evolving tax policy and renewed scrutiny from HMRC. Against this backdrop, making informed decisions has never been more important.
In this edition of The Wealth Manager, we explore:
- Can you afford your retirement - and how inflation really affects long-term planning
- Interest rates: what “coming down” actually looks like in practice
- Market commentary across key asset classes
- HMRC’s increased focus on compliance - and what to watch out for
- Child Trust Funds and the lessons they offer for future planning
- Practical actions to consider now, plus insights from our financial advisers
Download your copy using the link below:
The Wealth Manager - Edition 5
Risk warnings
Capital at risk. The value of your investment and the income from it can fall as well as rise and is not guaranteed, therefore you may not get back the full amount you invested.
Past performance is not a reliable indicator of future performance. Occupational pension schemes are regulated by The Pensions Regulator.
The Financial Conduct Authority does not regulate tax advice. Tax treatment varies according to individual circumstances and is subject to change.
Investment markets and conditions can change rapidly, as such, investments should always be considered long-term and should fit in with your overall attitude to risk, personal and financial circumstances. Investments do not offer the same level of capital security as deposit accounts.
This communication is for general information only, is a marketing communication, and is not intended to be individual investment advice, a recommendation, tax, or legal advice. The views expressed in this article are those of MHA Wealth or its staff and should not be considered as advice or a recommendation to buy, sell or hold a particular investment or product. In particular, the information provided will not address your personal circumstances, objectives, and attitude towards risk.
This information represents our understanding at the time of publication of current law and HM Revenue & Customs practice. Tax assumptions and reliefs depend upon an investor’s particular circumstances and may change if those circumstances or the law change. You are therefore recommended to seek professional regulated advice before taking any action. London, Midlands, South East, North West, Wales, Scotland.
MHA-UK MHA Wealth is the trading name of MHA Wealth Ltd, a company registered in England (01916615) with registered office at The Pinnacle, 150 Midsummer Boulevard, Milton Keynes, MK9 1LZ.
MHA Wealth is authorised and regulated by the Financial Conduct Authority (FCA) with registered number 143715 and is a member of the London Stock Exchange. MHA Wealth is a member of the MHA group.
Further information on the MHA group can be found at: www.mha.co.uk MHA is an independent member of Baker Tilly International Limited, the members of which are separate and independent legal entities.
Arrandco Investments Limited is the registered owner of the UK trademark for the name Baker Tilly. The associated logo is used under licence from Baker Tilly International Limited. Further information can be found via our website: www.mha.co.uk/terms-and-conditions. Publication date: 2 February 2026. ? 2026 MHA. All rights reserved
