The Power of Pensions
Our Pensions Awareness Hub is designed to make pensions clear and accessible
Pensions provide a tax-efficient way of saving and are key to securing the lifestyle you want later in life, while also offering a powerful, yet often overlooked, way to support a loved one’s financial future.
Even small contributions today, boosted by tax relief, can grow into a meaningful pot of savings tomorrow.
From the basics of how pensions work and the types available, to smarter ways to contribute and plan for the next generation, we’ll guide you through the opportunities and the upcoming changes that matter most.
Pensions are not just about retirement — they are one of the most effective, tax-efficient ways to save and invest for the future.
3 key takeaways from our Pensions Awareness Hub
A pension is one of the most tax-efficient and forward-thinking financial decisions you can make.
Simply contributing to a pension pot isn’t enough - how you contribute is as important as how much you put in.
With the right planning, pensions can help to protect your financial legacy for the next generation.
Find the latest guidance from our tax and wealth specialists below
Insights & Resources
Make your pension work harder: Optimise your contributions
Many people are missing out on valuable tax savings and opportunities to grow their pensions because they aren’t aware of the most efficient ways to contribute. Whether you’re employed, self-employed, or a business owner, the right approach could help you build a more secure financial future.
A surprising fact about pensions - You don’t need to be earning to have one
When most people think of pensions, they picture something that is tied to a job, but here’s a surprising fact: any UK resident under 75 years old - children, stay-at-home parents, non-working spouses - can all have a pension and receive tax relief on the contributions. Now is the perfect time to explore how pensions for non-earners work, and why they are one of the most tax-efficient ways to save for the future.
Inheritance Tax & Pensions: What’s changing from April 2027?
Until now, pensions have sat outside of Inheritance Tax (IHT), making them a key tool in estate planning. But that will change from 6 April 2027, when most unused pension funds will be subject to IHT. What does this mean? Plan now and you could save your beneficiaries both tax and stress.
Pensions – are you saving enough?
If you are you new to pensions and looking to understand the basics, or you have a pension already and want to know how to get the best from it – then look no further! Here are the key things you need to know to get the most of your out of your pension and save enough for a secure financial future.
The Power of Pensions
A tax-efficient way of saving and key to securing the lifestyle you want later in life, pensions offer a powerful route to securing your financial future. There are different types of pensions available, so you can choose what suits your circumstances. This insight will help you understand the options available and how you can benefit from the power of pensions!
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MHA Wealth is the trading name of MHA Wealth Ltd, a company registered in England (1916615) with registered office at The Pinnacle, 150 Midsummer Boulevard, Milton Keynes, MK9 1LZ. MHA Wealth is authorised and regulated by the Financial Conduct Authority (FCA) with registered number 143715 and is a member of the London Stock Exchange. MHA Wealth is a member of the MHA group. Further information on the MHA group can be found at here.
This communication is for general information only, is a marketing communication, and is not intended to be individual investment advice, a recommendation, tax, or legal advice. The views expressed in this article are those of MHA Wealth or its staff and should not be considered as advice or a recommendation to buy, sell or hold a particular investment or product. In particular, the information provided will not address your personal circumstances, objectives, and attitude towards risk.
This information represents our understanding at the time of publication of current law and HM Revenue & Customs practice. Tax assumptions and reliefs depend upon an investor’s particular circumstances and may change if those circumstances or the law change. You are therefore recommended to seek professional regulated advice before taking any action.
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